Minister, from your answer here this afternoon, it is obvious that nothing has actually been done to come to the rescue of the many hundreds of thousands of homeowners whose homes have already been repossessed and those that are still under stress as far as their mortgages are concerned. The fact that you say you will be meeting with the Banking Association, I'm afraid, is too little too late for those people. This is because surely we are not asking for you to negotiate with them that their mortgages be written off. But the sort of thing that you could have done with them is, for example, asked them to extend 20-year mortgages to perhaps 30 years for people in distress and perhaps for there to even be some type of a freeze on their mortgage payments for six or twelve months.
You mentioned contractors and material suppliers. I'm afraid we are talking about people who are currently in homes already. So those negotiations are certainly not going to help the people that I think we asked you in this question to use your influence for and to assist them. So, what exactly are you going to be discussing with the Banking Association to assist those people who are currently in distress and are about to lose their homes? Thank you, Chair.