Chairperson, that is perfectly correct. The hon members should have followed the policy speech, because in that speech we presented three phases of development. In the first phase we are really meeting basic human needs, and the second phase is about enterprise development. And we mentioned, specifically, that the second phase is a very important phase in terms of training and developing people, particularly in financial management.
In the third phase we look at agro-industries, microlending or microfinancing, and we think that this is an area we want to emphasise. It has become very important in terms of our ongoing work regarding microlending and agrovillage industries, to determine which rural areas we find to be the most critical.