Sibanye provides a number of saving products to their members, where more than R6m have been accumulated this far. They also provide funeral plans. They offer their members loans for productive and provident reasons which are registered with the National Credit Regulator. Sibanye charges interests to micro-enterprises at 30% and other loans 40%, on the reducing balance system. The loans range from short term 3 months to one year and; longer term two to three years.