1. The Minister Balfour entered into a lease agreement with Kgwerano Asset Finance a division of First Rand Bank Limited on 21 February 2006 for the lease of a new Volkswagen Touareg 5.0 V10 TDI TIP. 2. The vehicle matched the details contained in the invoice from Northcliff Volkswagen. 3. The original contract term of the vehicle was extended, and in terms of bank procedures a new contract number was allocated. 4. He confirms that they did not finance two vehicles and the contracts relate to the Volkswagen Touareg 5.0 V10. 5. Wesbank draws regular monthly instalments from Minister Balfour from his personal bank account for payment of the motor vehicle. 6. In supplementary affidavit Mr Litton responds to the allegation of a settlement letter, he explains that a settlement letter is sent out when one account is closed. In this instance the first account was closed to reschedule the payments, he confirms that there was no lump sum payment.