9,7 million South Africans being unemployed. Given the mess in the South African economy it would be completely bizarre for any party in Parliament to want to score yet another own goal by opposing the amendments to the Insolvency Act. Please take note hon Tobias. To oppose these amendments will mean that South Africa will fail to comply with its international obligations which may result in domestic banks not being able to continue with Over-the-counter, OTC, derivative transactions after September 2019.