In the health sector, we found that they have challenges which stem out of medico-legal claims. They also have challenges with internal and external migration - so, having patients that were not necessarily budgeted for in this country. Then the budget allocation has not kept up with the pace, with health inflation and also outpaced the consumer price index, CPI, inflation. There are also insufficiencies stemming from poor procurement processes and failure by hospitals to ensure that patients who can afford to pay and have medical aid do pay, they don't collect.